Terms of Use and

Corporate Copyright Notice

Applies To All Web Properties Owned By H.I.R.

H.I.R. Investments (Harbinger Informational Resources) Investment Company will hereby be named throughout this notice as H.I.R.

The Term "Web Sites" throughout this notice refers to all Internet Properties owned by H.I.R. Investments.

Use of text, images and other content on this and any other website owned or run by H.I.R. are subject to the following terms and conditions:

CONTENT IS PROTECTED BY INTELLECTUAL PROPERTY LAWS

Text and image files, audio and video clips, and other content on this website and all other Internet Properties are the property of H.I.R., or their respective copyright holders. H.I.R. expressly prohibits the copying of any protected materials on this website and any other H.I.R. Internet Property.

Derivative Works:

Derivative work based off of our proprietary content and ad copy at any web site owned by H.I.R. is strictly prohibited. This includes any change, part or in whole such as a revision, modification, translation, abridgement, or any other form in which such pre-existing works may be recast, transformed, or adapted. Alternative term is modification.

H.I.R.'s corporate site & all of its properties are presented for educational purposes only, and may or may not be accurate. We do not claim to be "certified" experts in any industry. We simply provide resources, tools, information & industry contacts necessary for visitors and customer's to achieve their goals in their specific industry or subject of interest.

No part of H.I.R. Investments or its properties may be resold, reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the written permission of the author and its owners. This includes all original artwork.

H.I.R Investments and its properties are all registered trademarks of H.I.R. Investments and its respective owners. The use of these marks is not permissible in any way without the prior written permission of H.I.R. Investments and their respective owners.

H.I.R. Investments and all publications contained herein are designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher/owner is not engaged in rendering legal, accounting, or other professional services.

H.I.R. provides educational content in the form of e-books to assist the user in acquiring information in their area of interest. The information provided is gathered through our own research, and some content may be available elsewhere on a public server at no cost. It is our goal to make our information easy to find, easy to access, easy to learn, and to save our user countless hours scouring the web for bits and pieces as we have already done that for the end user.

The Material may contain inaccuracies or typographical errors. If any are found, we do ask you to please notify us of them at: support@hirinvestments.com . H.I.R. Investments makes no representations about the accuracy, reliability, completeness, or timeliness of Web Sites or the Materials. The use of our network of web sites & material is at your own risk.

Our web sites and material are provided on an “as is” basis without any warranties of any kind. H.I.R. to the fullest extent permitted by law, disclaims all warranties, whether expressed or implied, including the warranty of merchantability, fitness for a particular purpose and non-infringement. H.I.R. d/b/a H.I.R. Investments makes no warranties about the accuracy, reliability, completeness, or timeliness of the material, services, software, text, graphics, images, and links.

Refunds-We apologize, but we do not offer a refund of any kind on our digital products, it is not possible to first acquire the information delivered electronically then say- “I am not satisfied or happy with your product” after immediately (within 24 hours) of having access and downloading it. If any customer requests a refund within this 24 hour time frame, the request will be denied as each product we have offer provide several hundred resources and it would be nearly impossible to apply them all in such a short period of time.

We will prosecute any one who violates these terms through either corporate defamation via Internet Posts or through collusion or any type of libelous collaboration with others.

We do offer a 100% money back guarantee to those who can prove any product sold by us was of no use to them in the form of receipts or email correspondences from at least 10 sources.

The information or knowledge that the material is intended to convey, which is the product, in effect has already been consumed and by you. We provide many avenues to contact us through the website contact page via email and phone if you have any questions ahead of time. The material is exactly as advertised. We do offer a refund for fraudulent orders after an investigation is complete.

Any violation regarding of our rights, and the use and benefit of intellectual property owned by H.I.R. will be prosecuted to the fullest extent of the law. By using our web sites, you consent to these terms of use.

COMMERCIAL USE IS RESTRICTED

Unauthorized commercial publication or exploitation of text, images or content of this website is specifically prohibited. Anyone wishing to use any of these files or images for commercial use, publication, or any purpose other than fair use as defined by law, must request and receive prior written permission from H.I.R.. Permission for such use is granted on a case-by-case basis at the sole discretion of the administration staff at H.I.R.. A usage fee may be assessed depending on the type and nature of the proposed use.

If you have any copyright issues regarding any of our text or images, please feel free to contact us at: support@hirinvestments.com